Back in December of 2010 there was a vicious rain storm. We had storm damage.

November 23rd, 2010 we had just closed on a new house. A pretty decent place that was closer to work for both of us. It was a two story, with a big unfinished basement, and bright colours. We moved in a week later.

Of course, all of the boxes weren’t unpacked when it rained. Four storms hit the region during the month of December, bringing wind, water and snow. Roads were flooded, basements were flooded, businesses closed and our roof leaked.

Water made it’s way through the shingles, running down the chimney, under the insulation and through the ceiling ruining our spare bedroom.

Our insurance company sent out an inspector. The inspector sent over another inspector. That inspector sent over a guy named Dean from a company called System Care.

They cleaned up the room under the direction of the insurance company. Removed the flooring, took down the ceiling and small parts of the wall. A 1mm sheet of vapour barrier was our new ceiling in our new home.

Then they were gone.

A month and a half later we touched base. Our insurance agent told us there was a balance due for the work that was done. I refused to pay because we never authorized the work, and the bill seemed a bit outrageous.

‘Send me the bill’ I said, and they did.

Item 01: Tear off plaster on wood lets – 65.00
(approximately a 1×1′ area)
Item 02: Tear out wet drywall – 42.88
(a 38″x60″ section)
Item 03: Remove Insulation – 30.00
(not really removed, more like pushed to the side)
Item 04: Remove flooring – 143.00
Item 05: Baseboard heat – 106.50
(I’m not sure exactly what this means, did they remove a who section of radiator and drain, then reinstall one of our baseboard radiators? i don’t think they did.)
Item 06: Detach and reset door – 38.80
(Why? PS – the paint on the hinges is still intact.)
Item 07: Ceiling fan detach and reset – 104.24
(again….why?)
Item 08: Haul debris & Dumping Fees – 144.69
(this one actually makes sense)
Item 09: Dust control barrier – 26.50
(this is the plastic sheet they put over the door.)
Item 10: Floor protection – drop cloth – 198.00
Item 11: Personal Protective Equipment – 19.70
(this one actually makes sense too!)

Total room demo – $1400.00 (includes tax and others)

Advertisement